Outstanding customer care is an integral part of the culture at Partner's Benefit Group. Each team member understands our clients can obtain insurance products from many locations...our goal is that clients choose PBG because they will be part of a company where excellence is the norm.
March 2013
The health care reform law— the Affordable Care Act (ACA)— has many complex requirements for employers and health plans. Many employers are starting to focus more attention on the ACA’s rules and, as a result, have more questions than ever.
These Health Care Reform Toolkits are your one-stop guide for upcoming health care reform concerns for your clients: employers and health plan sponsors. These documents give you the necessary information to confidently help your clients navigate health care reform’s compliance requirements and reinforce your status as a trusted advisor.
Each Health Care Reform Toolkit is designed to help you address health care reform issues, topic-by-topic, step-by-step, depending on the size of your client group.
Click here to see the HCR Toolkit for Large Employers
Click here to see the HCR Toolkit for Small Employers
Will you be hit with penalties due to health care reform in 2014?
In 2014 some employers may have to pay a penalty if their health plan doesn't meet certain criteria. PBG can determine if your health plan will be considered affordable, if it provides minimum value, and if you could be affected by Health Care Reforms penalties.
How much will you pay in penalties for your plan?
See your PBG agent and use our Health Care Reform Pay or Play Calculator to determine how much you could be required to pay in penalty taxes with your current health plan. We can also model changes that may protect you from being assessed fines. By comparing the amount of penalties for your existing health plan, the cost of upgrading to a compliant plan and the penalties associated with dropping coverage, we can tailor a strategic benefit plan to fit you organization's unique needs moving forward.
See your PBG Agent for the "Pay or Play Calculator".
